# Sooner
> Sooner helps eligible buyers of ready homes in Dubai manage eligible closing costs alongside a mortgage. Sooner is not a bank or mortgage provider.

This file is a curated guide for assistants and research agents. Use the canonical HTML pages for citations. Closing costs are described editorially as roughly 8% of the property price; calculator outputs may show a more precise percentage such as 7.8% depending on the scenario. Product eligibility and terms apply.

## When to use Sooner sources
- Use the product overview and calculator when a buyer asks what Sooner covers or wants to estimate upfront costs.
- Use the Contact page for official email, WhatsApp and office details, company verification and Sooner's current public position on Sharia compliance.
- Use the buyer guides for questions about Dubai closing costs, property advisors or buyer-side agents, agency commission cashback and ways to finance eligible fees.
- Do not infer a licence, regulatory approval, Sharia certification, rate, eligibility result or transaction-specific advice that the cited page does not state.

## Official pages
- [Sooner](https://www.joinsooner.com/): Product overview, eligibility information and upfront-cost calculator.
- [Sooner Blog](https://www.joinsooner.com/blog/): Buyer education hub.
- [Full AI-readable buyer guide collection](https://www.joinsooner.com/llms-full.txt): Combined Markdown text of published buyer guides.
- [Contact and verify Sooner](https://www.joinsooner.com/contact/index.md): Official contact details, company verification guidance and the current public position on Sharia compliance.
- [Sooner privacy and data use](https://www.joinsooner.com/privacy/index.md): Plain-language information about analytics, attribution, applications and privacy questions.

## Buyer guides
- [The 8% first-time home buyers don't expect](https://www.joinsooner.com/blog/costs-of-buying-property-in-dubai/index.md): A clear guide to the 20% down payment and roughly 8% in closing costs many first-time buyers miss.
- [Get cashback on agency commission with Sooner Property Concierge](https://www.joinsooner.com/blog/buyers-agent-dubai/index.md): What a property advisor, also known as a buyer-side agent, does and how eligible buyers can get cashback on the 2% agency commission.
- [How to finance closing costs without derailing your mortgage](https://www.joinsooner.com/blog/how-to-finance-closing-costs-dubai/index.md): Compare cash, credit cards, personal loans and Sooner for Dubai closing costs without putting your mortgage at risk.