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Featured guide · 9 min read

The 8% first-time home buyers don't expect

A 20% down payment is only part of the cash you need. See the extra fees, line by line.

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Buying this homeAED 2M
Bank pays (80%)AED 1.6M
You pay down payment (20%)AED 400K
Closing costs (~8%)AED 161,490
Sooner financesAED 161,490
Property advisor · 8 min read

Get cashback on agency commission with Sooner Property Concierge.

See what a property advisor, also known as a buyer-side agent, does and how commission cashback works.

Financing · 10 min read

The easiest way to cover fees can be the most expensive.

Compare cash, credit cards, personal loans and Sooner before choosing.

Buyer education

Sooner Blog

Clear guides to the money decisions between finding a home and getting the keys.

01
21 Aug 2026 · 9 min read

The 8% first-time home buyers don't expect

A clear guide to the 20% down payment and roughly 8% in closing costs many first-time buyers miss.

Read guide
02
21 Aug 2026 · 8 min read

Get cashback on agency commission with Sooner Property Concierge

What a property advisor, also known as a buyer-side agent, does and how eligible buyers can get cashback on the 2% agency commission.

Read guide
03
21 Aug 2026 · 10 min read

How to finance closing costs without derailing your mortgage

Compare cash, credit cards, personal loans and Sooner for Dubai closing costs without putting your mortgage at risk.

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